Loan products to help you reach your financial goals.

The Jamaica Civil Service Mutual Thrift Society Ltd. has a wide and diverse product offering to satisfy the loan financing, savings, investment, wealth creation and retirement needs of members. It is what we do best which is why ‘The Thrift’ has remained the institution of choice for Public Sector employees and Government pensioners since 1939. Our wide range of loan products, all at competitive interest rates are designed with you in mind. You can choose from the following available options:

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COVID-19 – Due to the effects of COVID-19, our business hours have been adjusted to 8am – 3pm Monday through Friday. For faster service, please use our online banking portal or call us at: (876) 926-5634

To provide exceptional financial services for our growing membership through improved customer service in a technology driven environment.

A vision of growth in thrift among our Members.

Our Offering To Members

“The Society is committed to satisfying the savings and responsible borrowing needs of its members. We offer a diverse range of products and services to satisfy their changing need”

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