Become a member and realize your financial potential.
Membership in ‘The Thrift’ is by application which must be approved by the Committee of Management. Only public sector employees can become members of ‘The Thrift’.
To be eligible, you must be:
- Employees of Government Ministries, Departments or Agencies (MDA)
- Employees of Executive Agencies, Parastatal Bodies (Statutory Corporations and Government of Jamaica Companies)
- Pensioners of the Public Service or Executive Agencies
- Other public entities registered under the Industrial and Provident Societies Act and whose membership is limited to members of the J.C.S.A. may also apply for membership.
The Benefits
We encourage and promote thrift even as we recognize it is not always possible to save to achieve one’s lifetime goals. Responsible borrowing may be necessary. ‘The Thrift’ members enjoy:-
- A range of loan service options
- Competitive interest rates on loans
- Loans redeemed on death and beneficiary gets twice your shares
- Pay out of loans in the event of permanent disability and a doubling of your shares
- It makes $en$e to become a member of ‘The Thrift’. If you have not yet done so, take that first step today!
Become A Member Today
To become a JCSMTS member you must complete a Jamaica Civil Service Association Application Form (if you are not already a member of the Association), a JCSMTS Share Application Form and a JCSMTS Deduction Order. These Documents Can All Be Found By Clicking Here.
Members Share Their Experiences
Over the years hundreds of members have had their needs satisfied by the JCSMTS.
To provide exceptional financial services for our growing membership through improved customer service in a technology driven environment.
A vision of growth in thrift among our Members.
Our Offering To Members
“The Society is committed to satisfying the savings and responsible borrowing needs of its members. We offer a diverse range of products and services to satisfy their changing need”
